Microfinance Team Head (ONB: Catanduanes, Romblon, Marinduque)

Microfinance Team Head (ONB: Catanduanes, Romblon, Marinduque)

BDO Unibank, Inc
Description: 

Job Summary


This position is primarily resposible in driving existing sales teams in meeting sales targets while pursuing sales strategies and programs, coordinating with support units and closely monitoring sales performance. He/She will render credit decision and ensures credit quality of accounts. He/She will also assist the Area Head in identifying and monitoring new markets, changing customer needs, competitive moves and appropriate loan products.

Responsibilities:

  • Formulates branch sales strategies and directs implementation for the sales teams to hit sales targets.
  • Ensures that the sales teams generate adequate loan turn-ins, approvals and bookings.
  • Closely monitors sales, credit and collection performance against set targets and takes necessary action on any variances.
  • Validates and approves credit recommendations of Account Officers (AOs) to conform with prescribed limits & thereby maintain credit quality.
  • Formulates and/or implements prescribed training and recognition programs.
  • Implements policies, procedures and programs that achieves cost efficiencies, service and credit quality.
  • Ensures adherence on bank, audit and standard operating procedures and requirements.
  • Provides the Area Head with information and recommendations on new market, territories, products and other market and customer information.
  • Performs other functions that may be assigned to him/her.

Qualifications:

  • Graduate of any 4 year degree course.
  • With at least 2 years experience in handling a team and selling bank products.
  • Has good people management, selling, training and communication skills.
  • With adequate credit knowledge, people and leadership abilities.
  • Preferably can drive a motorcycle.
  • Must be willing to do field work and be assigned in one of the following areas:
  • Romblon -  Odiongan
  • Marinduque - Boac
  • Catanduanes - Virac
Job benefits: 

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About company: 
BDO is a full-service universal bank which provides a wide range of corporate, commercial and retail banking services. These services include traditional loan and deposit products, as well as treasury, trust banking, private banking, cash management, leasing and finance, remittance, insurance, retail cash cards and credit card services.
BDO has one of the largest distribution networks, with 875 opening branches and 2,542 ATMs nationwide. It also has a branch in Hong Kong as well as 29 overseas remittance and representative offices in Asia, Europe, North America and the Middle East.
BDO ranked as the largest bank in terms of total assets, loans, deposits, capital and trust funds under management based on published statements of condition as of September 30, 2014. For more information, please visit www.bdo.com.ph.
Product & Services
The financial products and services provided by Banco de Oro include:
  • Trade financing
  • Foreign exchange and securities dealership
  • Trust and investment services
  • Cash management services
  • Investment banking
  • Insurance products
  • Credit cards
Experience Requirements: 
Not requirements
Date posted:
2019-10-03
Job Id: 
2052183